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For pet owners with an overweight animal companion, there can be a difficult balance between wanting to treat a pet and wanting to keep them in the best health possible.

 When the temperature rises, so can energy bills. Southwestern Electric Power Co. (SWEPCO), an American Electric Power (Nasdaq: AEP) company, offers 10 tips to help its customers manage both the heat and their electric bill:

Now that we’ve gained at least some space from the COVID-19 pandemic, summer travel is heating up. But while you might be eager to hit the road, you won’t want your investments to take a vacation — you need them to work hard for you consistently. But how can you make this happen?

Independence Day is almost here. And as we make progress in moving past the COVID-19 pandemic, more of us will be able to enjoy Fourth of July activities. However you observe the holiday, it’s important to recognize all the liberties we enjoy in this country. But you may still need to work a…

If you don’t have a spouse or children, you might think you don’t need to do much estate planning. But if you have any assets, any familial connections, any interest in supporting charitable groups — not to mention a desire to control your own future — you do need to establish an estate plan.

If you’re a dad, you may be in line to get some nice gifts on Father’s Day. But your greatest gift may be your ability to help your children. One way of doing that is to get them started in the world of investing — and making a few investments on their behalf.

DEAR DR. ROACH: My 76-year-old husband has severe muscle cramps. Originally it occurred in his legs, but now it also affects his hands and feet. He screams in pain. Recently he had an attack and asked me to get him some bananas. I did, and the cramping stopped minutes after eating one. A fri…

June is Effective Communications Month. And it’s a good idea to recognize the importance of good communications because it plays a role in almost every aspect of living — including your finances. You’ll want to clearly communicate your financial goals to your loved ones — and you’ll want to …

For pet owners with an overweight animal companion, there can be a difficult balance between wanting to treat a pet and wanting to keep them in the best health possible.

 When the temperature rises, so can energy bills. Southwestern Electric Power Co. (SWEPCO), an American Electric Power (Nasdaq: AEP) company, offers 10 tips to help its customers manage both the heat and their electric bill:

Now that we’ve gained at least some space from the COVID-19 pandemic, summer travel is heating up. But while you might be eager to hit the road, you won’t want your investments to take a vacation — you need them to work hard for you consistently. But how can you make this happen?

Independence Day is almost here. And as we make progress in moving past the COVID-19 pandemic, more of us will be able to enjoy Fourth of July activities. However you observe the holiday, it’s important to recognize all the liberties we enjoy in this country. But you may still need to work a…

If you don’t have a spouse or children, you might think you don’t need to do much estate planning. But if you have any assets, any familial connections, any interest in supporting charitable groups — not to mention a desire to control your own future — you do need to establish an estate plan.

If you’re a dad, you may be in line to get some nice gifts on Father’s Day. But your greatest gift may be your ability to help your children. One way of doing that is to get them started in the world of investing — and making a few investments on their behalf.

DEAR DR. ROACH: My 76-year-old husband has severe muscle cramps. Originally it occurred in his legs, but now it also affects his hands and feet. He screams in pain. Recently he had an attack and asked me to get him some bananas. I did, and the cramping stopped minutes after eating one. A fri…

June is Effective Communications Month. And it’s a good idea to recognize the importance of good communications because it plays a role in almost every aspect of living — including your finances. You’ll want to clearly communicate your financial goals to your loved ones — and you’ll want to …

Being self-employed has some benefits: You get to choose your own hours, you don’t have to count “vacation days” and you’ll never worry about getting downsized. On the other hand, you’re truly on your own — there’s no employer-sponsored retirement plan and no benefits package. So, if you’ve …

DEAR DR. ROACH: My doctor prescribed a statin for me to reduce my LDL cholesterol, which was at 131. My HDL was 70. I stopped taking it after three weeks because I was experiencing pulled muscles at the top of each hamstring. I run 20 miles a week. Thirty-five years of running and this had n…

If you have children or grandchildren, you may already be somewhat familiar with the 529 plan, a popular education savings vehicle. But you may not have kept up with some recent changes in the plan’s capabilities and in the educational environment in which the plan might be used.

DEAR DR. ROACH: I am a 69-year-old man, in pretty good health. I have some normal age-related arthritis in my hand. I am an active walker and hiker; all in all, I have no major issues. I do pushups and have done so for many years as a way to keep my upper body and core strong — usually four …

The COVID-19 pandemic may have unsettled many aspects of your life — including your financial situation. Even if your employment and earnings were not directly affected, you might have concerns about whether you’ve been making the right investment moves in such a stressful environment.

Driving across Texas has been an interesting occupation for foresters and arborists these past few weeks. Many trees appear as healthy and vibrant as they have ever been, but littered in among the growing green are an equal – and seemingly arbitrary – population of barren oak trees.

Is homeownership a goal of yours? It does offer some benefits, in addition to meeting your basic need for shelter. The equity you build in your home can be a valuable financial asset, and you may get to deduct your interest payments on your taxes. But if you’re a first-time homebuyer, what s…

Mother’s Day has almost arrived. As an adult, you can fully appreciate all your mother has done for you, so, on this occasion, you may be happy to give Mom flowers, candy, jewelry or something similar. But Mother’s Day is here and then it’s gone. Is there a longer-term gift that can make a r…

What’s the biggest financial mistake you can make? Choosing the wrong investments? Waiting too long to save for retirement? Underestimating the costs of retirement? All these are reasonable answers, but the biggest mistake you might make is not looking at your financial picture holistically …

On April 22, we observe Earth Day, an occasion that has inspired millions of people over the decades to take steps to clean up our world. Of course, your physical surroundings are important, but you also operate in other “ecosystems” — social, cultural and political. And you’ll need to consi…

You might contribute to your IRA for decades to help pay for your retirement. But if you don’t need all the money, you may want to leave what’s left to your children or grandchildren. However, if you want to ensure they get the most from this inheritance, you’ll need to do some planning.

Pet owners choosing to travel domestically while following the appropriate precautions during and after the COVID-19 pandemic may be apprehensive about leaving their animal companion at home. While carrying a pet cross-country may seem daunting, with proper planning, owners should be confide…

If you’re a brand-new parent, or even if you’ve been one for a little while, you’re no doubt filled with the many joys your child brings you. But as caught up as you are with the feelings and experiences of today, you also need to think about the future – specifically, the financial issues t…

DEAR DR. ROACH: I recently had an EKG that showed first-degree heart block and “inferior infarct, age undetermined.” What does that mean? What should I do to make sure it doesn’t get worse? I will be seeing a cardiologist in a few months to get an exercise stress echo. What is that? — C.P.

In just a few days, we will experience the vernal equinox — one of the two times in the year when the sun is exactly above the equator. Apart from this astronomical anomaly, though, the equinox is mostly known as the beginning of spring — a fresh beginning and the time to spruce things up. T…