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Throughout much of your working life, you contribute to your 401(k), IRA and other investment accounts to help ensure a comfortable retirement.

However, once you do retire, you’ll need to shift your focus somewhat from building these investments to using them – in other words, you’ll have to start withdrawing from your portfolio to meet the costs of living. How can you be sure you’re not taking out so much that you risk outliving your resources?

ARIES (March 21-April 19): As the celestial trailblazer you, Aries, are the herald of all that is fresh, fiery and progressive. Today accents beginnings and endings. It is a time of surprise. Be receptive to the changes, and this will be an amazingly memorable day.

Each month, representatives from Kilgore Improvement and Beautification Association review properties across the city and choose the best examples of landscaping, yard decoration and presentation.

Kilgoreites came out in crowds Saturday, July 4, to mark the celebration of our nation’s independence. While caution was in place and most wore masks, they gathered at Kilgore’s city park, on downtown benches and sidewalks, in parking lots, pickup truck beds and air-conditioned vehicles to w…

ARIES (March 21-April 19) Today ushers in a time of accomplishment. Financial and spiritual riches are multiplying in your life. There has been a lot of financial stress this past year. That is about to change. Fate takes a hand in the direction of your money situation. .

“Travel is a gift you bring home,” says Peter Egan

Egan is a gifted writer, not at all what you'd expect from a guy who writes for a motorcycle magazine. More than a motorcycle writer, he's an essayist who includes motorcycles in his essays.

ARIES (March 21-April 19) Expect some restlessness, as mentally turning off life’s problems may be difficult. Instead of worrying over things you cannot control and spending time imagining the worst, find time to relax with a good book or do some creative writing. Tonight: Get a good night’s sleep.

Many things can be self-taught.

I’ve known people who taught themselves how to sow sweaters. When I was a theological student, I met a woman who taught herself how to read biblical Greek in a matter of a few weeks. My wife’s uncle was a successful investment firm manager by day, but self-taught wood worker by night. He got so good at woodworking that if you walk into a brewpub in Milwaukee today, you will likely sit at a table that he made.

The latest controversial removals of secular historical monuments and memorials have me thinking about reminders of history in the Bible, where physical tokens were intended to remind God’s people both of what were arguably bad events and of what were arguably good events.

Use the cutline on Chit Chat 1 for both pictures, to help you with space.

Typically, this time of year is filled with graduation ceremonies and celebrations. But with the coronavirus pandemic, not much has been typical lately. Eventually, though, things will return to normal and schools will reopen for in-person learning. And if you have young children, you may want to save for their higher education, whether that be college or trade school.